We live in a digital world. This has caused many good things for society and businesses. Unfortunately, this digital world has some very bad people looking to exploit your data and steal the identity of your customers. If you store medical information, social security numbers, credit card numbers, etc., there are criminals all over the world that would love to get their hands on that. A cyber liability policy will help pay for liability costs associated with a breach of your computer systems. They may also include coverage for cyber extortion and regulatory penalties you incur because of the breach. This policy could allow you to sleep more soundly at night.